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Target, Walmart, and Costco to Enforce Stricter Cash Rules in Colorado 2025

American dollars in a women hands. High quality photo

Target, Walmart, and Costco to Enforce Stricter Cash Rules in Colorado 2025

by Larry Ulibarri
December 22, 2024
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Colorado Stores to Enforce Stricter Cash Policies in 2025

The way Coloradans pay for their purchases is set to change as major retailers prepare to implement a new cash policy in 2025. For those who rely heavily on cash, the upcoming changes may pose challenges, raising questions about whether cash is still king.

The Shift Away from Cash

As the use of cash declines in favor of digital payment methods, some Coloradans continue to swear by cash for its simplicity and security. Others, however, prefer digital options like Apple Pay or contactless cards, citing convenience and protection against issues like card skimming.

Despite differing preferences, cash users in Colorado may face new hurdles starting in 2025.

New Cash Policy in Major Retailers

The Federal Reserve is launching an initiative in 2025 aimed at phasing out damaged currency. As part of this effort, major retailers including Target, Walmart, Dollar Tree, and Costco will enforce stricter policies on accepting cash.

Under the new policy, these stores will reject mutilated cash, including bills that are torn, taped, deteriorated, burned, or otherwise damaged. While the goal is to improve the quality of currency in circulation, this change may lead to frustration among shoppers.

Concerns for Colorado Shoppers

For many, the new policy could create awkward situations at checkout counters. Damaged bills, which previously might have been accepted without issue, will now be declined.

“I understand the Federal Reserve’s intention, but it’s likely to cause tension,” said one shopper. “Imagine the frustration of having your cash rejected simply because it’s worn or torn.”

What This Means for Colorado

While the initiative is designed to enhance the durability and usability of cash, it may encourage more people to transition to digital payment methods. However, for those who prefer cash—or have no other option—it’s a change that will require adjustment.

As 2025 approaches, Coloradans are encouraged to inspect their cash and ensure it’s in good condition to avoid potential issues. Retailers, meanwhile, will need to navigate the policy’s impact on customers and address concerns about accessibility and fairness.

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