How Colorado Springs’ Real Estate Market is Shaping Wealth Opportunities: Insights from Kelsie Jones and Roxanne Simon
The Unique Edge Kelsie Jones Brings to Real Estate
Kelsie Jones, with over a decade of experience spanning both lending and real estate, offers a rare combination of skills. Her background in loan origination allows her to navigate complex financing situations, ensuring her clients make informed decisions. According to Kelsie, understanding the lending process empowers her to advocate for her clients better. From structuring loans to identifying alternative programs like down payment assistance, her expertise adds a critical edge in helping buyers secure homes even in challenging scenarios.
“Having a strong understanding of loans means I can help my clients overcome roadblocks, whether it’s adjusting budgets or exploring new financing options,” Kelsie shared.
This knowledge is especially crucial in Colorado Springs, where the real estate market remains competitive. Despite a recent dip in home prices, projections for 2025 show significant growth, with Realtor.com predicting sales increases of up to 27%. Kelsie emphasized that now is an ideal time for first-time buyers to enter the market while prices are still favorable.
The Case for Buying Now: Leveraging 100% Financing Programs
Jason Ruedy and Kelsie discussed the benefits of first-time homebuyer programs, specifically those offering 100% financing. These programs, combined with the current buyer-friendly market, provide opportunities for those without substantial savings to step into homeownership.
“Many first-time buyers think they need to save for a down payment, but with programs like mine, they can enter the market with no money down,” Jason explained. “And with seller concessions covering closing costs, buyers can secure a home with virtually no out-of-pocket expenses.”
Kelsie echoed this sentiment, stressing that today’s buyers have more negotiating power, which could change rapidly if interest rates drop and the market heats up.
The Power of Real Estate for Building Wealth
For Kelsie, real estate isn’t just a career; it’s a passion fueled by her personal journey. She shared how buying her first home with a first-time buyer program set her on a path to financial independence. Over the years, she’s leveraged real estate to build generational wealth, from investing in properties to reaping significant equity gains.
“Real estate changed my life. I didn’t come from money, but through smart investing, I’ve built financial stability,” Kelsie said. “I want to teach others how to do the same.”
Kelsie advises aspiring homeowners to start with what’s attainable—whether it’s a duplex or a modest starter home. She encourages them to think of real estate as a tool to create long-term wealth rather than aiming for a dream home right away.
Roxanne Simon: Building Brands and Boosting Confidence
Roxanne Simon, affectionately known as “Foxy Roxy,” is the founder of We Have a Cat Marketing, a creative agency helping businesses shine. Roxanne’s lively energy and marketing expertise are a perfect complement to Kelsie’s pragmatic approach. Together, they form a powerhouse duo, supporting each other personally and professionally.
Their friendship, which began over tacos and margaritas, blossomed into a partnership where Roxanne’s branding skills and Kelsie’s real estate expertise intersect. Roxanne brings a fresh perspective to the industry, helping clients and friends like Kelsie thrive by creating engaging marketing strategies and fostering confidence.
“Roxanne is my hype woman,” Kelsie joked. “She builds people up, whether it’s helping them find a brand voice or reminding them of their worth.”
Colorado Springs: A Market Poised for Growth
The episode also explored the nuances of Colorado Springs’ real estate landscape. With five major military installations and the addition of Space Force, the area experiences a unique level of demand. This constant influx and outflow of residents make the market resilient, even when national trends fluctuate.
Kelsie noted the importance of stability in interest rates for buyer confidence. She anticipates that once rates stabilize, demand will surge, driving up home prices again.
“You can’t time the market perfectly,” Kelsie advised. “But you can secure a home now while it’s less competitive and refinance later if rates drop.”
Final Takeaways
The conversation wrapped up with practical advice for aspiring homeowners and insights into the importance of building relationships in the real estate industry. For Kelsie, the key to success lies in collaboration—whether it’s with lenders like Jason, marketers like Roxanne, or the clients she’s passionate about serving.
If you’re ready to take the leap into homeownership or explore how real estate can build your financial future, connect with these industry experts:
- Kelsie Jones:
The Cutting Edge, Realtors
listedincolorado.com | @realtorkelsie | 719-651-6634 - Roxanne Simon:
We Have a Cat Marketing
moxxi.marketing.com | Roxanne@moxxi.marketing - Jason Ruedy:
The Home Loan Arranger
thehomeloanarranger.com
The real estate market may be unpredictable, but with the right team, you can navigate it with confidence.
